Chase · $695/year
United Club Business Card
Business version of United Club card — full United Club membership.
United Club Business Card unlocks 39 lounges across 28 US airports through 1 access program. Below: which airports are covered, which networks open the door, and the exact rules for each one.
How access works
- United ClubUnlimited access for cardholder + 2 guests.
Where the $695 annual fee pays off
Airports where United Club Business Card opens lounges
Lounge networks unlocked by United Club Business Card
Frequently asked questions
Does United Club Business Card get you into United Club lounges?
Yes. United Club Business Card grants access to United Club. Unlimited access for cardholder + 2 guests.
How many US airports does United Club Business Card cover?
United Club Business Card unlocks lounges at 28 US airports, totaling 39 individual lounge locations across 1 access program (United Club).
Are there visit limits on United Club Business Card's lounge access?
No hard visit caps are published for United Club Business Card's complimentary access on the networks covered. Standard conditions (enrollment, guest counts) still apply — see the access rules above for each network.
Is United Club Business Card's $695 annual fee worth it for lounge access alone?
If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $695 annual fee breaks even at ~14 lounge visits per year. That works out to about $70 per visit at 10 visits, or $35 per visit at 20 visits — before counting any other card benefits.
Which airports should I test United Club Business Card at first?
Try ATL (Atlanta), AUS (Austin), BOS (Boston). These are among the airports where United Club Business Card opens the most lounges in our dataset.