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Chase · $150/year

United Business Card

Business version of Explorer. Two United Club passes annually.

United Business Card unlocks 39 lounges across 28 US airports through 1 access program. Below: which airports are covered, which networks open the door, and the exact rules for each one.

How access works

  • United Club restricted
    2 United Club one-time passes per year.

Where the $150 annual fee pays off

~3 visits/year to break even At an estimated $50 per lounge visit (food, drinks, Wi-Fi, quiet seating), United Business Card's $150 fee pays for itself after about 3 lounge visits. 10 visits works out to about $15/visit; 20 visits drops that to $8/visit — before any other card benefits.

Airports where United Business Card opens lounges

IAH — Houston
4 lounges restrictions apply
 ORD — Chicago
4 lounges restrictions apply
 DEN — Denver
3 lounges restrictions apply
 SFO — San Francisco
3 lounges restrictions apply
 EWR — Newark
2 lounges restrictions apply
 ATL — Atlanta
1 lounge restrictions apply
 AUS — Austin
1 lounge restrictions apply
 BOS — Boston
1 lounge restrictions apply
 CLE — Cleveland
1 lounge restrictions apply
 DFW — Dallas/Ft. Worth
1 lounge restrictions apply
 IAD — Washington
1 lounge restrictions apply
 JFK — New York
1 lounge restrictions apply
 LAS — Las Vegas
1 lounge restrictions apply
 LAX — Los Angeles
1 lounge restrictions apply
 LGA — New York
1 lounge restrictions apply
 MCO — Orlando
1 lounge restrictions apply
 PHL — Philadelphia
1 lounge restrictions apply
 PHX — Phoenix
1 lounge restrictions apply
 PDX — Portland
1 lounge restrictions apply
 SEA — Seattle
1 lounge restrictions apply
 DCA — Washington
1 lounge restrictions apply
 MIA — Miami
1 lounge restrictions apply
 TPA — Tampa
1 lounge restrictions apply
 MSP — Minneapolis
1 lounge restrictions apply
 STL — St. Louis
1 lounge restrictions apply
 HNL — Honolulu
1 lounge restrictions apply
 DTW — Detroit
1 lounge restrictions apply
 OGG — Maui
1 lounge restrictions apply

Lounge networks unlocked by United Business Card

United Club

Frequently asked questions

Does United Business Card get you into United Club lounges?

Yes. United Business Card grants access to United Club. 2 United Club one-time passes per year.

How many US airports does United Business Card cover?

United Business Card unlocks lounges at 28 US airports, totaling 39 individual lounge locations across 1 access program (United Club).

Are there visit limits on United Business Card's lounge access?

Yes — access to United Club comes with restrictions (visit caps, same-day-flight requirements, or guest fees). Unrestricted networks on this card are none — every network has a rule attached.

Is United Business Card's $150 annual fee worth it for lounge access alone?

If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $150 annual fee breaks even at ~3 lounge visits per year. That works out to about $15 per visit at 10 visits, or $8 per visit at 20 visits — before counting any other card benefits.

Which airports should I test United Business Card at first?

Try ATL (Atlanta), AUS (Austin), BOS (Boston). These are among the airports where United Business Card opens the most lounges in our dataset.

See it for your next trip
Search any US airport and we'll show the lounges your card unlocks, with terminal maps and walking directions.
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