American Express · $695/year

American Express Platinum Card for Schwab

Name: American Express Platinum Card for Schwab
Brand: American Express
Price: 695 USD
Availability: InStock

Schwab-client Platinum variant. Same lounge access as regular Platinum.

American Express Platinum Card for Schwab unlocks 101 lounges across 50 US airports through 4 access programs. Below: which airports are covered, which networks open the door, and the exact rules for each one.

How access works

Amex Centurion
Unlimited for cardholder + 2 guests.
Escape by Centurion
Unlimited.
Delta Sky Club restricted
10 visits per year when flying Delta.
Priority Pass
Unlimited after enrollment.

Where the $695 annual fee pays off

~14 visits/year to break even At an estimated $50 per lounge visit (food, drinks, Wi-Fi, quiet seating), American Express Platinum Card for Schwab's $695 fee pays for itself after about 14 lounge visits. 10 visits works out to about $70/visit; 20 visits drops that to $35/visit — before any other card benefits.

Airports where American Express Platinum Card for Schwab opens lounges

ATL — Atlanta

5 lounges restrictions apply

DFW — Dallas/Ft. Worth

4 lounges

LAX — Los Angeles

4 lounges restrictions apply

MIA — Miami

4 lounges restrictions apply

BOS — Boston

4 lounges restrictions apply

EWR — Newark

3 lounges restrictions apply

JFK — New York

3 lounges restrictions apply

PHL — Philadelphia

3 lounges restrictions apply

SEA — Seattle

3 lounges restrictions apply

SFO — San Francisco

3 lounges restrictions apply

SLC — Salt Lake City

3 lounges restrictions apply

DTW — Detroit

3 lounges restrictions apply

MSP — Minneapolis

3 lounges restrictions apply

AUS — Austin

2 lounges restrictions apply

CLT — Charlotte

2 lounges

DEN — Denver

2 lounges

IAH — Houston

2 lounges restrictions apply

LAS — Las Vegas

2 lounges

LGA — New York

2 lounges restrictions apply

MSY — New Orleans

2 lounges

PHX — Phoenix

2 lounges restrictions apply

ORD — Chicago

2 lounges restrictions apply

RDU — Raleigh-Durham

2 lounges restrictions apply

TPA — Tampa

2 lounges restrictions apply

MCO — Orlando

2 lounges restrictions apply

FLL — Fort Lauderdale

2 lounges restrictions apply

IND — Indianapolis

2 lounges restrictions apply

BNA — Nashville

2 lounges restrictions apply

CVG — Cincinnati

2 lounges restrictions apply

STL — St. Louis

2 lounges restrictions apply

PDX — Portland

2 lounges restrictions apply

SAN — San Diego

2 lounges restrictions apply

DAL — Dallas

1 lounge

DCA — Washington

1 lounge restrictions apply

MEM — Memphis

1 lounge restrictions apply

BWI — Baltimore

CLE — Cleveland

HNL — Honolulu

HOU — Houston

IAD — Washington

OAK — Oakland

PIT — Pittsburgh

RIC — Richmond

RSW — Fort Myers

SAT — San Antonio

1 lounge

SJC — San Jose

1 lounge

CMH — Columbus

1 lounge

MCI — Kansas City

1 lounge

MDW — Chicago

1 lounge

OGG — Maui

1 lounge

Lounge networks unlocked by American Express Platinum Card for Schwab

Amex Centurion Escape by Centurion Delta Sky Club Priority Pass

Frequently asked questions

Does American Express Platinum Card for Schwab get you into Amex Centurion lounges?

Yes. American Express Platinum Card for Schwab grants access to Amex Centurion. Unlimited for cardholder + 2 guests.

How many US airports does American Express Platinum Card for Schwab cover?

American Express Platinum Card for Schwab unlocks lounges at 50 US airports, totaling 101 individual lounge locations across 4 access programs (Amex Centurion, Escape by Centurion, Delta Sky Club, Priority Pass).

Are there visit limits on American Express Platinum Card for Schwab's lounge access?

Yes — access to Delta Sky Club comes with restrictions (visit caps, same-day-flight requirements, or guest fees). Unrestricted networks on this card: Amex Centurion, Escape by Centurion, Priority Pass.

Is American Express Platinum Card for Schwab's $695 annual fee worth it for lounge access alone?

If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $695 annual fee breaks even at ~14 lounge visits per year. That works out to about $70 per visit at 10 visits, or $35 per visit at 20 visits — before counting any other card benefits.

Which airports should I test American Express Platinum Card for Schwab at first?

Try ATL (Atlanta), AUS (Austin), CLT (Charlotte). These are among the airports where American Express Platinum Card for Schwab opens the most lounges in our dataset.

See it for your next trip

Search any US airport and we'll show the lounges your card unlocks, with terminal maps and walking directions.

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