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American Express · $895/year

The Business Platinum Card from American Express

Business version of Platinum — identical lounge benefits.

The Business Platinum Card from American Express unlocks 114 lounges across 53 US airports through 5 access programs. Below: which airports are covered, which networks open the door, and the exact rules for each one.

How access works

  • Amex Centurion
    Unlimited access for cardholder + 2 guests (guest fees apply under $75K annual spend).
  • Escape by Centurion
    Unlimited access for cardholder + 2 guests.
  • Delta Sky Club restricted
    10 visits per year when flying Delta; unlimited after $75K spend.
  • Priority Pass
    Unlimited visits + 2 guests after enrollment.
  • Escape Lounges - The Centurion Studio Partner
    Complimentary access for cardholder + 2 guests.

Where the $895 annual fee pays off

~18 visits/year to break even At an estimated $50 per lounge visit (food, drinks, Wi-Fi, quiet seating), The Business Platinum Card from American Express's $895 fee pays for itself after about 18 lounge visits. 10 visits works out to about $90/visit; 20 visits drops that to $45/visit — before any other card benefits.

Airports where The Business Platinum Card from American Express opens lounges

ATL — Atlanta
5 lounges restrictions apply
DFW — Dallas/Ft. Worth
4 lounges
LAX — Los Angeles
4 lounges restrictions apply
MIA — Miami
4 lounges restrictions apply
BOS — Boston
4 lounges restrictions apply
EWR — Newark
3 lounges restrictions apply
JFK — New York
3 lounges restrictions apply
PHL — Philadelphia
3 lounges restrictions apply
PHX — Phoenix
3 lounges restrictions apply
SEA — Seattle
3 lounges restrictions apply
SFO — San Francisco
3 lounges restrictions apply
SLC — Salt Lake City
3 lounges restrictions apply
IND — Indianapolis
3 lounges restrictions apply
MCO — Orlando
3 lounges restrictions apply
TPA — Tampa
3 lounges restrictions apply
PDX — Portland
3 lounges restrictions apply
DTW — Detroit
3 lounges restrictions apply
MSP — Minneapolis
3 lounges restrictions apply
AUS — Austin
2 lounges restrictions apply
CLT — Charlotte
2 lounges
DEN — Denver
2 lounges
IAH — Houston
2 lounges restrictions apply
LAS — Las Vegas
2 lounges
LGA — New York
2 lounges restrictions apply
MSY — New Orleans
2 lounges
BWI — Baltimore
2 lounges
CLE — Cleveland
2 lounges
MEM — Memphis
2 lounges restrictions apply
OAK — Oakland
2 lounges
SAT — San Antonio
2 lounges
ORD — Chicago
2 lounges restrictions apply
RDU — Raleigh-Durham
2 lounges restrictions apply
FLL — Fort Lauderdale
2 lounges restrictions apply
BNA — Nashville
2 lounges restrictions apply
CVG — Cincinnati
2 lounges restrictions apply
STL — St. Louis
2 lounges restrictions apply
SAN — San Diego
2 lounges restrictions apply
DAL — Dallas
1 lounge
ONT — Ontario
1 lounge
RNO — Reno
1 lounge
SMF — Sacramento
1 lounge
DCA — Washington
1 lounge restrictions apply
HNL — Honolulu
1 lounge
HOU — Houston
1 lounge
IAD — Washington
1 lounge
PIT — Pittsburgh
1 lounge
RIC — Richmond
1 lounge
RSW — Fort Myers
1 lounge
SJC — San Jose
1 lounge
CMH — Columbus
1 lounge
MCI — Kansas City
1 lounge
MDW — Chicago
1 lounge
OGG — Maui
1 lounge

Lounge networks unlocked by The Business Platinum Card from American Express

Frequently asked questions

Does The Business Platinum Card from American Express get you into Amex Centurion lounges?

Yes. The Business Platinum Card from American Express grants access to Amex Centurion. Unlimited access for cardholder + 2 guests (guest fees apply under $75K annual spend).

How many US airports does The Business Platinum Card from American Express cover?

The Business Platinum Card from American Express unlocks lounges at 53 US airports, totaling 114 individual lounge locations across 5 access programs (Amex Centurion, Escape by Centurion, Delta Sky Club, Priority Pass, Escape Lounges - The Centurion Studio Partner).

Are there visit limits on The Business Platinum Card from American Express's lounge access?

Yes — access to Delta Sky Club comes with restrictions (visit caps, same-day-flight requirements, or guest fees). Unrestricted networks on this card: Amex Centurion, Escape by Centurion, Priority Pass, Escape Lounges - The Centurion Studio Partner.

Is The Business Platinum Card from American Express's $895 annual fee worth it for lounge access alone?

If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $895 annual fee breaks even at ~18 lounge visits per year. That works out to about $90 per visit at 10 visits, or $45 per visit at 20 visits — before counting any other card benefits.

Which airports should I test The Business Platinum Card from American Express at first?

Try ATL (Atlanta), AUS (Austin), CLT (Charlotte). These are among the airports where The Business Platinum Card from American Express opens the most lounges in our dataset.

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