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Chase · $450/year

The Ritz-Carlton Credit Card

Closed to new applicants but still held. Priority Pass + Airport Club Access credit.

The Ritz-Carlton Credit Card unlocks 47 lounges across 43 US airports through 1 access program. Below: which airports are covered, which networks open the door, and the exact rules for each one.

How access works

  • Priority Pass
    Priority Pass Select — unlimited + immediate family or up to 2 guests. Restaurants and cafes excluded since July 1, 2024.

Where the $450 annual fee pays off

~9 visits/year to break even At an estimated $50 per lounge visit (food, drinks, Wi-Fi, quiet seating), The Ritz-Carlton Credit Card's $450 fee pays for itself after about 9 lounge visits. 10 visits works out to about $45/visit; 20 visits drops that to $23/visit — before any other card benefits.

Airports where The Ritz-Carlton Credit Card opens lounges

Lounge networks unlocked by The Ritz-Carlton Credit Card

Frequently asked questions

Does The Ritz-Carlton Credit Card get you into Priority Pass lounges?

Yes. The Ritz-Carlton Credit Card grants access to Priority Pass. Priority Pass Select — unlimited + immediate family or up to 2 guests. Restaurants and cafes excluded since July 1, 2024.

How many US airports does The Ritz-Carlton Credit Card cover?

The Ritz-Carlton Credit Card unlocks lounges at 43 US airports, totaling 47 individual lounge locations across 1 access program (Priority Pass).

Are there visit limits on The Ritz-Carlton Credit Card's lounge access?

No hard visit caps are published for The Ritz-Carlton Credit Card's complimentary access on the networks covered. Standard conditions (enrollment, guest counts) still apply — see the access rules above for each network.

Is The Ritz-Carlton Credit Card's $450 annual fee worth it for lounge access alone?

If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $450 annual fee breaks even at ~9 lounge visits per year. That works out to about $45 per visit at 10 visits, or $23 per visit at 20 visits — before counting any other card benefits.

Which airports should I test The Ritz-Carlton Credit Card at first?

Try ATL (Atlanta), BOS (Boston), BWI (Baltimore). These are among the airports where The Ritz-Carlton Credit Card opens the most lounges in our dataset.

See it for your next trip
Search any US airport and we'll show the lounges your card unlocks, with terminal maps and walking directions.
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