Citi · $595/year

Citi Strata Elite Card

Name: Citi Strata Elite Card
Brand: Citi
Price: 595 USD
Availability: InStock

Citi's new premium card — 4 Admirals Club passes + Priority Pass.

Citi Strata Elite Card unlocks 80 lounges across 48 US airports through 2 access programs. Below: which airports are covered, which networks open the door, and the exact rules for each one.

How access works

Admirals Club restricted
4 single-visit Admirals Club passes per year (for cardholder + adult companions).
Priority Pass
Priority Pass Select — unlimited + 2 guests after enrollment.

Where the $595 annual fee pays off

~12 visits/year to break even At an estimated $50 per lounge visit (food, drinks, Wi-Fi, quiet seating), Citi Strata Elite Card's $595 fee pays for itself after about 12 lounge visits. 10 visits works out to about $60/visit; 20 visits drops that to $30/visit — before any other card benefits.

Airports where Citi Strata Elite Card opens lounges

DFW — Dallas/Ft. Worth

6 lounges restrictions apply

CLT — Charlotte

5 lounges restrictions apply

LAX — Los Angeles

4 lounges restrictions apply

MIA — Miami

4 lounges restrictions apply

ORD — Chicago

4 lounges restrictions apply

BOS — Boston

3 lounges restrictions apply

JFK — New York

3 lounges restrictions apply

ATL — Atlanta

2 lounges restrictions apply

DEN — Denver

2 lounges restrictions apply

LAS — Las Vegas

2 lounges restrictions apply

PHL — Philadelphia

2 lounges restrictions apply

RDU — Raleigh-Durham

2 lounges restrictions apply

SFO — San Francisco

2 lounges restrictions apply

SEA — Seattle

2 lounges restrictions apply

STL — St. Louis

2 lounges restrictions apply

TPA — Tampa

2 lounges restrictions apply

PIT — Pittsburgh

2 lounges restrictions apply

AUS — Austin

1 lounge restrictions apply

DCA — Washington

1 lounge restrictions apply

LGA — New York

1 lounge restrictions apply

PHX — Phoenix

1 lounge restrictions apply

SNA — Orange County

1 lounge restrictions apply

BWI — Baltimore

1 lounge

CLE — Cleveland

1 lounge

EWR — Newark

1 lounge

FLL — Fort Lauderdale

HNL — Honolulu

HOU — Houston

IAD — Washington

MSY — New Orleans

OAK — Oakland

RIC — Richmond

RSW — Fort Myers

SAN — San Diego

SAT — San Antonio

1 lounge

SJC — San Jose

1 lounge

SLC — Salt Lake City

PDX — Portland

MCO — Orlando

CMH — Columbus

MCI — Kansas City

1 lounge

BNA — Nashville

1 lounge

DTW — Detroit

1 lounge

MSP — Minneapolis

1 lounge

IND — Indianapolis

CVG — Cincinnati

MDW — Chicago

OGG — Maui

Lounge networks unlocked by Citi Strata Elite Card

Admirals Club Priority Pass

Frequently asked questions

Does Citi Strata Elite Card get you into Admirals Club lounges?

Yes. Citi Strata Elite Card grants access to Admirals Club. 4 single-visit Admirals Club passes per year (for cardholder + adult companions).

How many US airports does Citi Strata Elite Card cover?

Citi Strata Elite Card unlocks lounges at 48 US airports, totaling 80 individual lounge locations across 2 access programs (Admirals Club, Priority Pass).

Are there visit limits on Citi Strata Elite Card's lounge access?

Yes — access to Admirals Club comes with restrictions (visit caps, same-day-flight requirements, or guest fees). Unrestricted networks on this card: Priority Pass.

Is Citi Strata Elite Card's $595 annual fee worth it for lounge access alone?

If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $595 annual fee breaks even at ~12 lounge visits per year. That works out to about $60 per visit at 10 visits, or $30 per visit at 20 visits — before counting any other card benefits.

Which airports should I test Citi Strata Elite Card at first?

Try ATL (Atlanta), AUS (Austin), BOS (Boston). These are among the airports where Citi Strata Elite Card opens the most lounges in our dataset.

See it for your next trip

Search any US airport and we'll show the lounges your card unlocks, with terminal maps and walking directions.

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