Bilt (Cardless) · $495/year
Bilt Palladium Card
Bilt’s first premium card (launched Feb 2026) — Priority Pass membership with 2 guests.
Bilt Palladium Card unlocks 47 lounges across 43 US airports through 1 access program. Below: which airports are covered, which networks open the door, and the exact rules for each one.
How access works
- Priority PassComplimentary Priority Pass Select membership for cardholder + up to 2 guests after enrollment. Authorized users ($95/yr) also get their own membership.
Where the $495 annual fee pays off
Airports where Bilt Palladium Card opens lounges
Lounge networks unlocked by Bilt Palladium Card
Frequently asked questions
Does Bilt Palladium Card get you into Priority Pass lounges?
Yes. Bilt Palladium Card grants access to Priority Pass. Complimentary Priority Pass Select membership for cardholder + up to 2 guests after enrollment. Authorized users ($95/yr) also get their own membership.
How many US airports does Bilt Palladium Card cover?
Bilt Palladium Card unlocks lounges at 43 US airports, totaling 47 individual lounge locations across 1 access program (Priority Pass).
Are there visit limits on Bilt Palladium Card's lounge access?
No hard visit caps are published for Bilt Palladium Card's complimentary access on the networks covered. Standard conditions (enrollment, guest counts) still apply — see the access rules above for each network.
Is Bilt Palladium Card's $495 annual fee worth it for lounge access alone?
If a typical lounge visit is worth roughly $50 in food, drinks, and Wi-Fi, the $495 annual fee breaks even at ~10 lounge visits per year. That works out to about $50 per visit at 10 visits, or $25 per visit at 20 visits — before counting any other card benefits.
Which airports should I test Bilt Palladium Card at first?
Try ATL (Atlanta), BOS (Boston), BWI (Baltimore). These are among the airports where Bilt Palladium Card opens the most lounges in our dataset.